diff --git a/apps/machine/src/services/access/mock-reader.ts b/apps/machine/src/services/access/mock-reader.ts
deleted file mode 100644
index c918b18..0000000
--- a/apps/machine/src/services/access/mock-reader.ts
+++ /dev/null
@@ -1,53 +0,0 @@
-/**
- * Mock access reader (ADR-003) — SCAFFOLD, no hardware.
- *
- * A keyboard/console fallback for when no camera or NFC reader is present
- * (headless dev, CI, a batm3 with a dead camera). Emits an npub scan on
- * demand via two triggers:
- *   - `window.__bitspireMockCard(npub?)` — from the LockedView dev button or
- *     the devtools console.
- *   - the `F9` key — a quick tap on the physical machine.
- *
- * Registered only when it is the sole available reader (see `index.ts`), so it
- * never shadows the real camera/NFC path.
- */
-
-import { npubEncode } from 'nostr-tools/nip19'
-import type { AccessReader, AccessReaderStartOptions, StopCapture } from './types'
-
-/**
- * Default npub the mock emits when none is supplied — derived from a fixed
- * (all-ones) hex pubkey so it carries a valid bech32 checksum and survives
- * `authorize()`'s nip19 decode. Not a real key; dev-only.
- */
-export const MOCK_NPUB = npubEncode('11'.repeat(32))
-
-interface MockCardGlobal {
-  __bitspireMockCard?: (npub?: string) => void
-}
-
-export class MockAccessReader implements AccessReader {
-  readonly kind = 'mock' as const
-  readonly label = 'Mock reader (dev)'
-
-  async isAvailable(): Promise<boolean> {
-    return true
-  }
-
-  async start(opts: AccessReaderStartOptions): Promise<StopCapture> {
-    const emit = (npub: string = MOCK_NPUB) => opts.onScan({ kind: 'npub', npub })
-
-    const g = globalThis as unknown as MockCardGlobal
-    g.__bitspireMockCard = emit
-
-    const onKey = (e: KeyboardEvent) => {
-      if (e.key === 'F9') emit()
-    }
-    window.addEventListener('keydown', onKey)
-
-    return () => {
-      window.removeEventListener('keydown', onKey)
-      if (g.__bitspireMockCard === emit) delete g.__bitspireMockCard
-    }
-  }
-}
diff --git a/apps/machine/src/services/access/qr-npub-reader.ts b/apps/machine/src/services/access/qr-npub-reader.ts
deleted file mode 100644
index e95c507..0000000
--- a/apps/machine/src/services/access/qr-npub-reader.ts
+++ /dev/null
@@ -1,79 +0,0 @@
-/**
- * QR-npub access reader (ADR-003, PROTOTYPE).
- *
- * Until the NFC reader hardware exists, the batm3's camera — the same one the
- * pairing wizard uses — reads a QR "badge" that encodes the user's npub. The
- * decoded npub is handed to `authorize()`, which admits it (optionally behind
- * a PIN). This is a thin adapter onto the same `qr/dom.js` decode loop as
- * `pairing/qr-source.ts`; see that file for the capture-resolution rationale.
- *
- * It emits the raw decoded string as an `npub` scan and lets `authorize()`
- * validate it — a stray, non-npub QR is rejected there, not here.
- */
-
-import { QRCanvas, frontalCamera, frameLoop } from 'qr/dom.js'
-import type { AccessReader, AccessReaderStartOptions, StopCapture } from './types'
-
-export class QrNpubAccessReader implements AccessReader {
-  readonly kind = 'qr-npub' as const
-  readonly label = 'Camera (npub QR)'
-
-  async isAvailable(): Promise<boolean> {
-    return (
-      typeof navigator !== 'undefined' &&
-      !!navigator.mediaDevices &&
-      typeof navigator.mediaDevices.getUserMedia === 'function'
-    )
-  }
-
-  async start(opts: AccessReaderStartOptions): Promise<StopCapture> {
-    const { onScan, onError, video } = opts
-    if (!video) throw new Error('QrNpubAccessReader requires a <video> element')
-
-    const camera = await frontalCamera(video)
-
-    // Match the pairing source's deliberate capture resolution (see
-    // pairing/qr-source.ts) — 1280x960 balances px/module against decode speed
-    // on this fixed-focus panel. Soft `ideal` so a camera that can't honor it
-    // degrades instead of throwing.
-    try {
-      const stream = video.srcObject
-      if (stream instanceof MediaStream) {
-        await stream.getVideoTracks()[0]?.applyConstraints({
-          width: { ideal: 1280 },
-          height: { ideal: 960 },
-        })
-      }
-    } catch (e) {
-      onError?.(e)
-    }
-
-    const canvas = new QRCanvas() // decode-only
-
-    let stopped = false
-    let cancel: (() => void) | null = null
-    const stop: StopCapture = () => {
-      if (stopped) return
-      stopped = true
-      cancel?.()
-      camera.stop()
-    }
-
-    cancel = frameLoop(() => {
-      if (stopped) return
-      try {
-        const result = camera.readFrame(canvas, true)
-        if (result) {
-          // Stop on first decode so one badge isn't ingested repeatedly; the
-          // store restarts the reader if authorization fails.
-          stop()
-          onScan({ kind: 'npub', npub: result.trim() })
-        }
-      } catch (e) {
-        onError?.(e)
-      }
-    })
-
-    return stop
-  }
-}
diff --git a/apps/machine/src/stores/atm.ts b/apps/machine/src/stores/atm.ts
index 6416828..07eee0f 100644
--- a/apps/machine/src/stores/atm.ts
+++ b/apps/machine/src/stores/atm.ts
@@ -294,6 +294,14 @@ export const useAtmStore = defineStore('atm', () => {
   // is in flight (settlement still arrives via the normal invoice watcher).
   const nfcStatus = ref<{ state: string; message?: string } | null>(null)
   const boltCardProcessing = ref(false)
+  // What a tap handler did with the voucher it was given:
+  //   'skipped'  — a guard bounced it before any server call; the SUN p/c are
+  //                untouched and the lnurlw can still be presented later.
+  //   'accepted' — the card's server took the voucher (payment in flight).
+  //   'declined' — presented and refused, or failed after presentation. The
+  //                boltcards server bumps the SUN counter on the first GET, so
+  //                treat the voucher as spent even when the failure was ours.
+  type BoltCardOutcome = 'skipped' | 'accepted' | 'declined'
   // Access-control gate config (ADR-003). Defaults disabled → the machine's
   // `locked` state bypasses straight to `idle` (behaviour identical to no gate).
   // Populated from RuntimeConfig.accessControl in initializeForProduction.
@@ -623,11 +631,11 @@ export const useAtmStore = defineStore('atm', () => {
    * arrives through the invoice watcher → PAYMENT_RECEIVED → dispensingCash;
    * ok here only means the card accepted the pull.
    */
-  async function handleBoltCardTap(lnurlw: string) {
-    if (nestedState.value !== 'displayingInvoice') return
+  async function handleBoltCardTap(lnurlw: string): Promise<BoltCardOutcome> {
+    if (nestedState.value !== 'displayingInvoice') return 'skipped'
     const invoice = context.value?.invoice
-    if (!invoice) return
-    if (boltCardProcessing.value) return // one pull at a time
+    if (!invoice) return 'skipped'
+    if (boltCardProcessing.value) return 'skipped' // one pull at a time
     boltCardProcessing.value = true
     nfcStatus.value = { state: 'processing', message: 'Reading card…' }
     try {
@@ -635,14 +643,16 @@ export const useAtmStore = defineStore('atm', () => {
       const res = await window.electronAPI!.lnurlWithdraw({ lnurlw, bolt11: invoice, amountMsat })
       if (res.ok) {
         nfcStatus.value = { state: 'accepted', message: 'Card accepted — confirming payment…' }
-      } else {
-        boltCardProcessing.value = false
-        nfcStatus.value = { state: 'declined', message: res.reason ?? 'Card declined' }
+        return 'accepted'
       }
+      boltCardProcessing.value = false
+      nfcStatus.value = { state: 'declined', message: res.reason ?? 'Card declined' }
+      return 'declined'
     } catch (e) {
       console.warn('[ATM] Bolt Card withdraw failed:', e)
       boltCardProcessing.value = false
       nfcStatus.value = { state: 'error', message: 'Card payment failed' }
+      return 'declined'
     }
   }
 
@@ -653,11 +663,11 @@ export const useAtmStore = defineStore('atm', () => {
    * over the nostr transport via the normal `payInvoice` → PAYMENT_RECEIVED
    * path. Settlement + completion reuse the tested cash-in flow.
    */
-  async function handleBoltCardReceive(lnurlw: string) {
-    if (!(isCashIn.value && nestedState.value === 'displayingQR')) return
+  async function handleBoltCardReceive(lnurlw: string): Promise<BoltCardOutcome> {
+    if (!(isCashIn.value && nestedState.value === 'displayingQR')) return 'skipped'
     const amountSats = context.value?.satsAmount ?? 0
-    if (amountSats <= 0) return
-    if (boltCardProcessing.value) return // one at a time
+    if (amountSats <= 0) return 'skipped'
+    if (boltCardProcessing.value) return 'skipped' // one at a time
     boltCardProcessing.value = true
     nfcStatus.value = { state: 'processing', message: 'Reading card…' }
     try {
@@ -666,20 +676,23 @@ export const useAtmStore = defineStore('atm', () => {
       if (!res.ok || !res.bolt11) {
         boltCardProcessing.value = false
         nfcStatus.value = { state: 'declined', message: res.reason ?? 'Card could not receive' }
-        return
+        return 'declined'
       }
       nfcStatus.value = { state: 'accepted', message: 'Card found — sending sats…' }
       const paid = await payInvoice(res.bolt11)
       if (!paid) {
         boltCardProcessing.value = false
         nfcStatus.value = { state: 'error', message: paymentError.value ?? 'Payment failed' }
+        return 'declined'
       }
       // On success payInvoice fires PAYMENT_RECEIVED; state leaves displayingQR
       // and the subscribe-cleanup above resets nfcStatus/boltCardProcessing.
+      return 'accepted'
     } catch (e) {
       console.warn('[ATM] Bolt Card receive failed:', e)
       boltCardProcessing.value = false
       nfcStatus.value = { state: 'error', message: 'Card payment failed' }
+      return 'declined'
     }
   }
 
@@ -726,12 +739,29 @@ export const useAtmStore = defineStore('atm', () => {
    * Complete a buy/sell using the Bolt Card loaded at entry — no second tap.
    * Cash-out pulls via the stored lnurlw; cash-in resolves it to the card
    * wallet's lnurlp and pays. Reuses the tap handlers verbatim.
+   *
+   * The loaded card is SINGLE-SHOT: its lnurlw carries one SUN p/c pair and the
+   * boltcards server consumes it on the first GET, so once the voucher has been
+   * presented — accepted or declined — it can never succeed again. Drop it after
+   * the first real attempt and tell the customer to re-tap; a fresh tap on the
+   * cash screen goes straight through the normal tap-to-pay/receive path.
+   * A 'skipped' outcome (guard bounced it, no server call) keeps the card.
    */
-  function completeWithCard() {
+  async function completeWithCard() {
     const card = loadedBoltCard.value
     if (!card) return
-    if (isCashOut.value) void handleBoltCardTap(card.lnurlw)
-    else if (isCashIn.value) void handleBoltCardReceive(card.lnurlw)
+    let outcome: BoltCardOutcome = 'skipped'
+    if (isCashOut.value) outcome = await handleBoltCardTap(card.lnurlw)
+    else if (isCashIn.value) outcome = await handleBoltCardReceive(card.lnurlw)
+    if (outcome === 'skipped') return
+    loadedBoltCard.value = null
+    if (outcome === 'declined') {
+      const reason = nfcStatus.value?.message ?? 'Card declined'
+      nfcStatus.value = {
+        state: nfcStatus.value?.state ?? 'declined',
+        message: `${reason} — tap your card to try again`,
+      }
+    }
   }
 
   /** Wire the main-process reader once (idempotent via preload removeAllListeners). */