feat(secrets): scaffold sops-nix for declarative secrets

Wires sops-nix as a flake input and bakes the NixOS module into
configuration.nix via modules/secrets.nix. Per-host defaults live in
modules/secrets.nix:

- defaultSopsFile = ../secrets/${settings.hostName}.yaml
- defaultSopsFormat = yaml
- age.keyFile = /home/${settings.user}/.config/sops/age/keys.txt

The whole sops block is gated on `builtins.pathExists` so flake eval
succeeds before the encrypted file is created — important during the
scaffold-bootstrap phase where the consumer hasn't yet generated an
age key.

Adds .sops.yaml with a placeholder admin recipient (overwrite with
your real age public key before encrypting anything) and a
creation_rules block matching `secrets/*.yaml`.

.gitignore loosened so `secrets/*.yaml` and `secrets/README.md` can
be checked in while plaintext key material (`*.key`, `*.pem`) and
anything else under `secrets/` stays ignored. The pre-commit secret
scanner most consumers use is the second line of defense.

secrets/README.md documents the workflow at the directory level.
The substantive beginner walkthrough lands in a follow-up commit at
docs/secrets-management.md.

`nix flake check --no-build` stays green.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

.gitignore

@@ -13,3 +13,11 @@ result-*
 .#*
 *.swp
 *.swo
+
+# Secrets — track only sops-encrypted .yaml files + the README;
+# block plaintext keys and any other content under secrets/
+*.key
+*.pem
+secrets/*
+!secrets/*.yaml
+!secrets/README.md