diff --git a/lnbits/core/services/__init__.py b/lnbits/core/services/__init__.py
index 63a8bf43..a95453df 100644
--- a/lnbits/core/services/__init__.py
+++ b/lnbits/core/services/__init__.py
@@ -10,6 +10,7 @@ from .payments import (
     check_wallet_limits,
     create_fiat_invoice,
     create_invoice,
+    create_payment_request,
     create_wallet_invoice,
     fee_reserve,
     fee_reserve_total,
@@ -41,6 +42,7 @@ __all__ = [
     "check_webpush_settings",
     "create_fiat_invoice",
     "create_invoice",
+    "create_payment_request",
     "create_user_account",
     "create_user_account_no_ckeck",
     "create_wallet_invoice",
diff --git a/lnbits/core/services/payments.py b/lnbits/core/services/payments.py
index 434784d1..5687c0ad 100644
--- a/lnbits/core/services/payments.py
+++ b/lnbits/core/services/payments.py
@@ -99,6 +99,18 @@ async def pay_invoice(
     return payment
 
 
+async def create_payment_request(
+    wallet_id: str, invoice_data: CreateInvoice
+) -> Payment:
+    """
+    Create a lightning invoice or a fiat payment request.
+    """
+    if invoice_data.fiat_provider:
+        return await create_fiat_invoice(wallet_id, invoice_data)
+
+    return await create_wallet_invoice(wallet_id, invoice_data)
+
+
 async def create_fiat_invoice(
     wallet_id: str, invoice_data: CreateInvoice, conn: Optional[Connection] = None
 ):
diff --git a/lnbits/core/views/payment_api.py b/lnbits/core/views/payment_api.py
index cf6654ba..eea74a42 100644
--- a/lnbits/core/views/payment_api.py
+++ b/lnbits/core/views/payment_api.py
@@ -62,8 +62,7 @@ from ..crud import (
     get_wallet_for_key,
 )
 from ..services import (
-    create_fiat_invoice,
-    create_wallet_invoice,
+    create_payment_request,
     fee_reserve_total,
     get_payments_daily_stats,
     pay_invoice,
@@ -261,10 +260,7 @@ async def api_payments_create(
         )
 
     # If the payment is not outgoing, we can create a new invoice.
-    if invoice_data.fiat_provider:
-        return await create_fiat_invoice(wallet_id, invoice_data)
-
-    return await create_wallet_invoice(wallet_id, invoice_data)
+    return await create_payment_request(wallet_id, invoice_data)
 
 
 @payment_router.get("/fee-reserve")