fix: clarify payment wait time (#3540)

lnbits/static/i18n/en.js

@@ -563,7 +563,9 @@ window.localisation.en = {
   reserve_fee_in_percent: 'Reserve fee in percent',
   payment_wait_time: 'Payment Wait Time (sec)',
   payment_wait_time_desc:
-    'How long to wait when making a payment before marking it as pending. Set higher values for HODL invoices, Boltz, etc.',
+    'Wait time before marking an outgoing payment as pending. Default: 5s; raise for slow-settling invoices.',
+  payment_wait_time_tooltip:
+    'Controls how long LNbits waits for an outgoing payment attempt to confirm before marking it as pending. Higher values help when paying slow-settling invoices (e.g., HODL invoices, Boltz). The payment will be rechecked later and updated automatically or manually.',
   server_management: 'Server Management',
   base_url: 'Base URL',
   base_url_label: 'Static/Base url for the server',

lnbits/templates/components/admin/funding.vue

@@ -114,6 +114,12 @@
         <div class="col-12 col-md-3">
           <p>
             <span v-text="$t('payment_wait_time')"></span>
+            <sup>
+              <q-icon name="info" size="16px" class="q-ml-xs"></q-icon>
+              <q-tooltip max-width="150px">
+                <span v-text="$t('payment_wait_time_tooltip')"></span>
+              </q-tooltip>
+            </sup>
           </p>
           <q-input
             type="number"