diff --git a/src/accounting-app/views/BalancePage.vue b/src/accounting-app/views/BalancePage.vue
index 1335021..93ce27f 100644
--- a/src/accounting-app/views/BalancePage.vue
+++ b/src/accounting-app/views/BalancePage.vue
@@ -25,24 +25,8 @@ const totalIncomeFiat = ref<Record<string, number>>({})
 const pendingTransactions = ref<Transaction[]>([])
 const isLoading = ref(true)
 
-// Per-currency split: sign convention from the user perspective:
-// positive fiat_balance = user owes Libra, negative = Libra owes user.
-// Distinct currencies can't be netted across each other (no spot rate),
-// so we render them grouped by direction instead of one collapsed label.
-const youOweFiatEntries = computed(() =>
-  Object.entries(fiatBalances.value)
-    .filter(([, amount]) => amount > 0.005)
-    .map(([currency, amount]) => [currency, amount] as [string, number])
-)
-
-const libraOwesFiatEntries = computed(() =>
-  Object.entries(fiatBalances.value)
-    .filter(([, amount]) => amount < -0.005)
-    .map(([currency, amount]) => [currency, Math.abs(amount)] as [string, number])
-)
-
-const hasAnyFiatBalance = computed(() =>
-  youOweFiatEntries.value.length > 0 || libraOwesFiatEntries.value.length > 0
+const fiatBalanceEntries = computed(() =>
+  Object.entries(fiatBalances.value).filter(([, amount]) => Math.abs(amount) > 0.005)
 )
 
 const expensesFiatEntries = computed(() =>
@@ -142,64 +126,30 @@ function formatFiat(amount: number, currency: string): string {
       <div class="rounded-xl border bg-card p-6 mb-6">
         <p class="text-sm text-muted-foreground mb-1">{{ t('libra.balance.netBalance') }}</p>
 
-        <div v-if="balance !== null" class="space-y-3">
-          <!-- Fiat split by direction (real per-currency state) -->
-          <div v-if="hasAnyFiatBalance" class="space-y-2">
-            <div v-if="youOweFiatEntries.length > 0">
-              <p class="text-xs uppercase tracking-wide text-red-600 dark:text-red-400 font-medium mb-0.5">
-                {{ t('libra.balance.youOwe') }}
-              </p>
-              <div class="flex flex-wrap gap-x-3 gap-y-0.5">
-                <span
-                  v-for="[currency, amount] in youOweFiatEntries"
-                  :key="'yo-' + currency"
-                  class="text-2xl font-bold text-foreground"
-                >
-                  {{ formatFiat(amount, currency) }}
-                </span>
-              </div>
-            </div>
-            <div v-if="libraOwesFiatEntries.length > 0">
-              <p class="text-xs uppercase tracking-wide text-green-600 dark:text-green-400 font-medium mb-0.5">
-                {{ t('libra.balance.owedToYou') }}
-              </p>
-              <div class="flex flex-wrap gap-x-3 gap-y-0.5">
-                <span
-                  v-for="[currency, amount] in libraOwesFiatEntries"
-                  :key="'lo-' + currency"
-                  class="text-2xl font-bold text-foreground"
-                >
-                  {{ formatFiat(amount, currency) }}
-                </span>
-              </div>
-            </div>
-          </div>
-
-          <!-- Sats-only fallback when no fiat balances are present -->
-          <div v-else class="flex items-center gap-2">
+        <div v-if="balance !== null" class="space-y-1">
+          <div class="flex items-center gap-2">
             <component
               :is="libraOwesUser ? ArrowDown : ArrowUp"
               class="w-5 h-5"
               :class="libraOwesUser ? 'text-green-500' : 'text-red-500'"
             />
-            <span class="text-3xl font-bold text-foreground">{{ formatAmount(balance) }}</span>
+            <span class="text-3xl font-bold text-foreground">
+              {{ formatAmount(balance) }}
+            </span>
             <span class="text-lg text-muted-foreground">{{ balanceCurrency }}</span>
           </div>
-
-          <!-- Net sats caption (always shown when there's a balance; distinct
-               currencies can't be netted into a single fiat number, but sats
-               can — informational only, depends on current BTC rates) -->
-          <div class="flex items-center gap-1.5 text-xs text-muted-foreground">
-            <component
-              :is="libraOwesUser ? ArrowDown : ArrowUp"
-              class="w-3 h-3"
-              :class="libraOwesUser ? 'text-green-500' : 'text-red-500'"
-            />
-            <span>
-              Net at current rates: {{ formatAmount(balance) }} {{ balanceCurrency }}
-              ({{ libraOwesUser ? t('libra.balance.owedToYou').toLowerCase() : t('libra.balance.youOwe').toLowerCase() }})
+          <div v-if="fiatBalanceEntries.length > 0" class="flex flex-wrap items-center gap-x-3 gap-y-1 pl-7">
+            <span
+              v-for="[currency, amount] in fiatBalanceEntries"
+              :key="currency"
+              class="text-base text-muted-foreground"
+            >
+              {{ formatFiat(Math.abs(amount), currency) }}
             </span>
           </div>
+          <p class="text-sm" :class="libraOwesUser ? 'text-green-600 dark:text-green-400' : 'text-red-600 dark:text-red-400'">
+            {{ libraOwesUser ? t('libra.balance.owedToYou') : t('libra.balance.youOwe') }}
+          </p>
         </div>
 
         <div v-else class="text-muted-foreground">